Bajaj finance personal loan prepayment charges

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Bajaj finance personal loan prepayment charges

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Bajaj finance personal loan prepayment charges

You are a well- qualified borrower with a history of repaying your debt obligations on time and in full. You are a low-risk borrower. If you have a marginal credit score (perhaps with a few late payments or defaults in the past), a higher debt ratio, and a smaller down payment, you are more likely to encounter a cash-reserve requirement. The lender will view you as a higher njfcu personal loan, and will take measures to minimize their exposure such as requiring more money in the bank at closing.

Almost all jumbo bajaj finance personal loan prepayment charges (above conforming loan limits) have significant cash-reserve requirements. Im not sure if you fall into this category or not. You didnt say how big your loan will be.

A MarketWatch article from earlier this year revealed that most lenders are requiring at least 12 months worth of cash reserves for jumbo loans.

Bajaj finance personal loan prepayment charges