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Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds. Please see below for a cost comparison. • Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR • Overdraft Fee: 40 charge, 782. 14 APR • Late Fee: 20 charge, 521. 43 APR • Short Term Loan: 10 charge, 260.

71 APR.

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Businesses operating 3 months and with 25,000 in revenue are considered. 1,000 to 100,000 Rates From 4. 66 No Credit Score Min. No Paperwork No Prepay Penalty 12 to 24 Week Terms Next Day Funding No Upfront or Junk Fees No UCC or Lien Filings No Collateral Required Nationwide Program Few Restricted Industries Apply Now.

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